Build custom auto Lending surveys free for 30 days!
Winnow covers compliance for the full lifecycle of auto financing, including Direct (Loans), RISC, and Leases, categorized with over 300 individual topics!
Auto Lending Compliance Made Easy
Winnow saves you time managing and keeping up with regulatory changes by delivering accurate results tailored to your business so you can lend and service easily.
Get a 30-Day Free Trial + We’ll Beat Your Current Auto Compliance Subscription by 10%!*
What Does Winnow Cover?
Direct (Loans)
Full lifecycle coverage from origination to servicing, and everything in between.
RISC
Coverage for Retail Installment Sales Contracts (RISC) flexible payments.
Leases
Compliance guidance for vehicle leasing requirements in every jurisdiction.
What Criteria Are Available?
Winnow provides several criteria to achieve highly customized results.
Loan Phase / Subject Matter
Define the general scope of your survey by choosing from a relevant Loan Phase like Origination, Servicing, or Marketing / Advertising. You also have the option to build by Subject Matter like Privacy & Cybersecurity, Military Servicemember, or Debt Collection.
Topic / Category Applicability
Each requirement is tagged with the specific subject matter of the requirement, such as usury, credit report appraisal, or account statements. Each one of these over 300 Topics is organized into general categories applicable to the topic, like Disclosures, Fees, Record Retention, and more.
Jurisdiction
Build surveys that encompass all 50 U.S. states, and the District of Columbia, or target just the few that you operate in. Federal coverage is also available.
Entity Type & Licenses
Target your results based on institution types, like National Bank, State Bank, Credit Union, or Non-Bank / Non-Entity. Add the specific state licenses you hold to return requirements that expressly apply to your business.
Product-Specific Criteria
Choose from criteria that apply to the product type you’ve chosen. For example, if you’re building an Auto survey, you’ll see options to narrow by Loan Amount, Loan To Value, Alternative / Specialty Products, and more.
And More…
There are plenty of non-product-specific criteria that can be applied to your surveys. Add values like Open / Closed End, Fixed / Adjustable Rate, define ranges for Loan Amount and Loan To Value, or Alternative / Specialty Products.
See What People Are Saying
Innovative Companies Use Winnow
Get a 30-Day Free Trial + We’ll Beat Your Current Auto Compliance Subscription by 10%!*
FAQs
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Winnow ® is a database-driven, RegTech platform that provides subscribers with accurate topic-driven surveys and automated compliance change management.
Winnow catalogs over 60,000 individual state and federal law requirements maintained by an experienced team of specialized attorneys and professionals. Winnow subscribers build highly tailored compliance surveys unique to their business type, licensing, financial products, and jurisdictions.
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The short answer is, yes. In fact, it’s the best way to get the most value out of Winnow. For customers who don’t need every lending product Winnow offers, don’t worry. You can create your own a-la-carte Winnow subscription that applies to your unique business needs. Reach out to our friendly sales team for more information.
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Winnow offers several stand-alone product subscriptions in addition to lending products. These include Bank Deposits and Privacy & Cybersecurity.